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Insurance Requirements for Vendors

Modified on: Thu, Jun 15, 2023 at 5:00 PM


Learn what the insurance requirements are for vendors doing business with DU.


This article applies to vendors.


Some transactions between the University and vendors require proof of insurance coverage in the form of a Certificate of Insurance (COI). Please do not submit declaration pages, summaries, or copies of vendor policies, as DU requires being named as an additional insured. Additional or different coverage may be requested depending on the nature of the contract and/or project.


Certificates of Insurance

COIs can be easily obtained from insurance brokers. They are generally provided free of charge.

  • All COIs must refer to the University by its full legal name, University of Denver.
  • The University of Denver must be named as an additional insured, with the following language in the Description section: "The University of Denver is named an additional insured as respects their interests."
  • If applicable, the project description, location, or any other related information associated with the certificate should be stated in the description box.
  • The Certificate Holder section should read as follows:

    University of Denver
    Enterprise Risk Management
    2601 East Colorado Ave.
    Denver, CO 80208

 

Minimum Insurance Requirements

 

The following insurance coverage minimums are required as a condition of conducting business with the University.


General Liability

  • Minimum $1 million per occurrence/$2 million aggregate

Sub-limits should include a minimum of $250 thousand fire legal liability unless otherwise noted for all.


Automobile Liability

  • Minimum $1 million combined single limit


Workers' Compensation

  • Minimum statutory amounts as required by law if your employees are performing services for the University


Additional Coverage

  • Evidence of additional coverage — which may include but is not limited to Liquor Liability, Cyber, Professional, and Errors & Omissions — may be requested as needed.

 

If you have any questions regarding insurance requirements, please contact Enterprise Risk Management at Risk@du.edu or 303-871-2775

 





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